Located at the heart of Topsail Island, Surf City is known for its laid-back atmosphere, walkable beaches, and strong sense of community. From fishing off the Surf City Pier to boating along the Intracoastal Waterway, life here centers around the water. A diverse range of homes—from charming beach cottages to modern builds—makes Surf City an appealing choice for full-time residents, second-home buyers, and investors alike.